Loans
We offer two distinct borrowing options tailored directly to your accumulated balance. The Standard loan serves as our primary credit facility, allowing you to borrow up to 80% of your total savings balance for general personal or operational needs. For targeted business or operational upgrades, the Equipment Loan is designed specifically to fund the purchase of tools and machinery, enabling you to borrow up to 10% of your total savings.
Standard Loan: General-purpose credit facility accessible up to 80% of savings.
Equipment Loan: Specialized asset-purchase facility accessible up to 10% of savings.
Commodities
Our Commodity Sales program enables members to purchase essential household provisions, foodstuffs, e.t.c. at significantly discounted wholesale prices. By leveraging our collective buying power, the cooperative secures high-quality bulk goods directly from major manufacturers and distributors, passing the savings directly on to you. Our items include rice, beans, cooking oil, palm oil, seasoning, pasta, semovita, tomato paste e.t.c
Discounted Wholesale Rates: Lock in prices well below standard retail market rates on daily necessities and seasonal items.
Flexible Payment Terms: Pay outright, utilize direct savings deductions, or spread payments across convenient, manageable installment plans.
Guaranteed Product Quality: Access verified, high-grade commodities sourced through trusted supply networks.
- Rice
- Vegetable oil
- Beans
- Pasta
- Palm oil
- Semovita
- Tomato paste
- Seasoning
